umbrellaHow would you know if you needed added liability protection above and beyond the limits on various other policies such as homeowners, auto, and more? Call the experts at CGB Insurance and they can help you determine if umbrella coverage is something you would want to consider.

An umbrella policy adds additional liability protection which goes into effect when the liability on other current policies has been exhausted. Liability pays for expenses such as the injured persons medical bills, physical therapy, and lost wages due to the negligence of the at fault person. It also covers legal expenses if the negligence results in a lawsuit against the at fault party.

The standard liability in one’s homeowners or auto policy is often not enough. If you don’t have enough coverage, your personal assets could even be seized as a result of a successful lawsuit. However, a personal liability umbrella insurance policy can give you affordable added liability protection.